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Articles by our members:
Its A Great Time For and Insurance Check up!
By: Wanda Wilson, Empire Insurance Services, Inc.
A new year and Americans everywhere are thinking about finances in the slumping economy. While families are looking for ways to tighten their belts, they should also consider making an appointment with an insurance professional for a insurance "makeover."
You may now be wasting money on coverage that is no longer necessary or you might not realize where you are vulnerable to serious losses.”
Auto coverage: Due to the economic downturn, many Americans have lost their jobs. That means they may no longer commute or may have cut down on the number of miles they put on their cars. Lower mileage can translate to lower premiums for some drivers.
Standard homeowners policy will cover most basic personal computer and hi-tech equipment used for business
Only people with home-based businesses, laptops used for business outside the home, or elaborate high-end equipment need to consider extra coverage.
Home-based businesses: With increased corporate layoffs, many people are operating full- or part-time businesses from their homes. If you rely on your homeowners policy as your only means of protection, you may find your business underinsured or uninsured in the event of a loss. These policies were never intended to cover business exposures. Consequently, coverage for the items you use in your business such as computers, filing cabinets, tools and inventory are limited .Your homeowners coverage provides no liability insurance for your home-based business.
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A good time to consider benefit plans - by Amy Boyd, RPA - 5500Tax Group, Inc.
This article was published on the Corona Business Monthly magazine, Dec. 2007 (click here to view the publication)
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How do you pick which health insurance plan is best for your business? - by Nancy Young, RHU Integrated Solutions for Benefits & Insurance Services
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